Call reports 2021
HINSDALE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2021
What HINSDALE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 3,987,450,000 | 3,959,798,000 | 4,087,990,000 | 4,108,642,000 |
| Total loans | 2,758,958,000 | 2,653,799,000 | 2,756,904,000 | 2,879,912,000 |
| Allowance for loan losses | 24,278,000 | 23,164,000 | 22,248,000 | 21,325,000 |
| Securities available for sale | 246,915,000 | 223,594,000 | 256,371,000 | 237,196,000 |
| Securities held to maturity | 298,866,000 | 400,662,000 | 443,287,000 | 453,658,000 |
| Trading assets | 11,207,000 | 10,813,000 | 9,212,000 | 7,596,000 |
| Total deposits | 3,332,099,000 | 3,317,880,000 | 3,439,721,000 | 3,440,858,000 |
| Interest-bearing deposits | 2,355,718,000 | 2,376,178,000 | 2,479,931,000 | 2,457,196,000 |
| Noninterest-bearing deposits | 976,381,000 | 941,702,000 | 959,790,000 | 983,662,000 |
| Equity capital | 450,539,000 | 445,007,000 | 456,111,000 | 468,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 26,214,000 | 53,654,000 | 81,443,000 | 109,929,000 |
| Interest expense | 3,407,000 | 6,356,000 | 8,850,000 | 11,104,000 |
| Net interest income | 22,807,000 | 47,298,000 | 72,593,000 | 98,825,000 |
| Noninterest income | 4,919,000 | 9,198,000 | 13,978,000 | 18,855,000 |
| Noninterest expense | 16,897,000 | 32,369,000 | 47,439,000 | 63,914,000 |
| Provision for loan losses | -4,393,000 | -4,470,000 | -5,040,000 | -4,333,000 |
| Pretax income | 16,667,000 | 30,676,000 | 46,220,000 | 59,887,000 |
| Income tax | 4,449,000 | 8,186,000 | 12,351,000 | 16,119,000 |
| Net income | 12,218,000 | 22,490,000 | 33,869,000 | 43,768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 334,138,000 | 329,379,000 | 340,878,000 | 352,916,000 |
| Total capital | 353,750,000 | 348,037,000 | 359,055,000 | 370,363,000 |
| Risk-weighted assets | 2,887,790,000 | 2,910,674,000 | 3,093,533,000 | 3,277,159,000 |