Call reports 2020
HINSDALE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2020
What HINSDALE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 3,522,482,000 | 3,755,663,000 | 3,829,564,000 | 4,002,593,000 |
| Total loans | 2,503,415,000 | 2,784,767,000 | 2,776,377,000 | 2,589,639,000 |
| Allowance for loan losses | 20,245,000 | 31,160,000 | 35,069,000 | 29,280,000 |
| Securities available for sale | 357,160,000 | 328,925,000 | 283,096,000 | 289,590,000 |
| Securities held to maturity | 66,978,000 | 44,297,000 | 44,088,000 | 59,985,000 |
| Trading assets | 17,811,000 | 19,100,000 | 18,652,000 | 15,017,000 |
| Total deposits | 2,889,387,000 | 3,116,365,000 | 3,194,650,000 | 3,305,355,000 |
| Interest-bearing deposits | 2,270,162,000 | 2,313,359,000 | 2,351,348,000 | 2,369,324,000 |
| Noninterest-bearing deposits | 619,225,000 | 803,006,000 | 843,302,000 | 936,031,000 |
| Equity capital | 423,878,000 | 420,567,000 | 426,595,000 | 437,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 34,160,000 | 65,696,000 | 94,645,000 | 121,786,000 |
| Interest expense | 6,622,000 | 11,838,000 | 16,221,000 | 20,127,000 |
| Net interest income | 27,538,000 | 53,858,000 | 78,424,000 | 101,659,000 |
| Noninterest income | 5,275,000 | 8,735,000 | 12,502,000 | 17,291,000 |
| Noninterest expense | 16,942,000 | 40,728,000 | 56,043,000 | 71,174,000 |
| Provision for loan losses | 2,747,000 | 13,899,000 | 18,017,000 | 16,867,000 |
| Pretax income | 13,271,000 | 8,154,000 | 17,055,000 | 31,089,000 |
| Income tax | 3,548,000 | 2,309,000 | 4,757,000 | 8,356,000 |
| Net income | 9,723,000 | 5,845,000 | 12,298,000 | 22,733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 306,001,000 | 305,452,000 | 313,492,000 | 323,207,000 |
| Total capital | 319,833,000 | 327,826,000 | 339,954,000 | 347,559,000 |
| Risk-weighted assets | 2,742,192,000 | 2,874,295,000 | 2,873,909,000 | 2,742,075,000 |