Call reports 2016
HINSDALE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2016
What HINSDALE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,947,233,000 | 2,012,918,000 | 2,071,611,000 | 2,066,735,000 |
| Total loans | 1,511,535,000 | 1,524,987,000 | 1,604,103,000 | 1,588,304,000 |
| Allowance for loan losses | 8,807,000 | 8,988,000 | 9,475,000 | 10,164,000 |
| Securities available for sale | 43,328,000 | 36,029,000 | 143,151,000 | 146,179,000 |
| Securities held to maturity | 59,925,000 | 60,039,000 | 56,709,000 | 25,259,000 |
| Trading assets | 4,560,000 | 5,537,000 | 4,764,000 | 2,509,000 |
| Total deposits | 1,601,843,000 | 1,665,741,000 | 1,725,708,000 | 1,741,781,000 |
| Interest-bearing deposits | 1,208,807,000 | 1,255,854,000 | 1,291,716,000 | 1,295,668,000 |
| Noninterest-bearing deposits | 393,036,000 | 409,887,000 | 433,992,000 | 446,113,000 |
| Equity capital | 265,735,000 | 272,296,000 | 278,452,000 | 278,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 17,148,000 | 34,681,000 | 53,161,000 | 71,355,000 |
| Interest expense | 1,311,000 | 2,653,000 | 4,161,000 | 5,738,000 |
| Net interest income | 15,837,000 | 32,028,000 | 49,000,000 | 65,617,000 |
| Noninterest income | 2,336,000 | 5,799,000 | 8,881,000 | 11,877,000 |
| Noninterest expense | 10,502,000 | 20,481,000 | 30,741,000 | 40,828,000 |
| Provision for loan losses | 362,000 | 684,000 | 1,216,000 | 640,000 |
| Pretax income | 7,624,000 | 17,085,000 | 26,606,000 | 36,920,000 |
| Income tax | 2,888,000 | 6,344,000 | 9,986,000 | 14,002,000 |
| Net income | 4,736,000 | 10,741,000 | 16,620,000 | 22,918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 187,362,000 | 192,013,000 | 197,876,000 | 201,353,000 |
| Total capital | 196,244,000 | 201,089,000 | 207,437,000 | 211,605,000 |
| Risk-weighted assets | 1,733,401,000 | 1,744,352,000 | 1,825,921,000 | 1,804,699,000 |