Call reports 2015
HINSDALE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2015
What HINSDALE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,599,788,000 | 1,607,433,000 | 2,086,466,000 | 1,891,042,000 |
| Total loans | 1,194,575,000 | 1,115,203,000 | 1,381,999,000 | 1,450,901,000 |
| Allowance for loan losses | 7,340,000 | 6,767,000 | 7,921,000 | 8,816,000 |
| Securities available for sale | 121,295,000 | 161,620,000 | 176,894,000 | 145,685,000 |
| Securities held to maturity | 0 | 0 | 0 | 51,297,000 |
| Trading assets | 2,698,000 | 2,089,000 | 3,117,000 | 2,429,000 |
| Total deposits | 1,335,263,000 | 1,347,026,000 | 1,755,048,000 | 1,546,354,000 |
| Interest-bearing deposits | 1,073,789,000 | 1,069,793,000 | 1,344,984,000 | 1,201,319,000 |
| Noninterest-bearing deposits | 261,474,000 | 277,233,000 | 410,064,000 | 345,035,000 |
| Equity capital | 209,361,000 | 209,296,000 | 266,018,000 | 268,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 13,599,000 | 27,059,000 | 44,142,000 | 61,942,000 |
| Interest expense | 1,248,000 | 2,411,000 | 3,806,000 | 5,183,000 |
| Net interest income | 12,351,000 | 24,648,000 | 40,336,000 | 56,759,000 |
| Noninterest income | 2,304,000 | 4,700,000 | 7,829,000 | 11,186,000 |
| Noninterest expense | 10,311,000 | 19,997,000 | 32,401,000 | 45,759,000 |
| Provision for loan losses | -109,000 | 625,000 | 2,582,000 | 3,934,000 |
| Pretax income | 4,478,000 | 8,754,000 | 13,225,000 | 18,296,000 |
| Income tax | 1,726,000 | 3,374,000 | 5,172,000 | 6,886,000 |
| Net income | 2,752,000 | 5,380,000 | 8,053,000 | 11,410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 149,515,000 | 152,367,000 | 187,378,000 | 191,553,000 |
| Total capital | 158,926,000 | 161,202,000 | 195,365,000 | 200,436,000 |
| Risk-weighted assets | 1,405,990,000 | 1,319,657,000 | 1,635,653,000 | 1,651,565,000 |