Call reports 2014
HINSDALE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2014
What HINSDALE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,607,439,000 | 1,605,293,000 | 1,556,758,000 | 1,616,198,000 |
| Total loans | 1,195,777,000 | 1,174,990,000 | 1,133,468,000 | 1,194,933,000 |
| Allowance for loan losses | 7,565,000 | 8,439,000 | 7,456,000 | 7,446,000 |
| Securities available for sale | 141,001,000 | 122,211,000 | 112,301,000 | 116,030,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,354,000 | 1,610,000 | 1,411,000 | 2,009,000 |
| Total deposits | 1,285,417,000 | 1,323,261,000 | 1,282,995,000 | 1,316,786,000 |
| Interest-bearing deposits | 1,066,607,000 | 1,107,738,000 | 1,055,144,000 | 1,072,361,000 |
| Noninterest-bearing deposits | 218,810,000 | 215,523,000 | 227,851,000 | 244,425,000 |
| Equity capital | 202,309,000 | 207,143,000 | 208,435,000 | 205,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 14,064,000 | 28,526,000 | 43,069,000 | 57,848,000 |
| Interest expense | 1,413,000 | 2,782,000 | 4,100,000 | 5,441,000 |
| Net interest income | 12,651,000 | 25,744,000 | 38,969,000 | 52,407,000 |
| Noninterest income | 1,702,000 | 3,535,000 | 5,519,000 | 7,871,000 |
| Noninterest expense | 9,014,000 | 17,406,000 | 26,164,000 | 34,879,000 |
| Provision for loan losses | 181,000 | 1,379,000 | 1,248,000 | 1,304,000 |
| Pretax income | 5,165,000 | 10,516,000 | 16,989,000 | 24,019,000 |
| Income tax | 1,964,000 | 4,011,000 | 6,505,000 | 9,210,000 |
| Net income | 3,201,000 | 6,505,000 | 10,484,000 | 14,809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 142,891,000 | 145,823,000 | 146,954,000 | 146,290,000 |
| Total capital | 154,525,000 | 158,332,000 | 154,477,000 | 155,797,000 |
| Risk-weighted assets | 1,376,536,000 | 1,344,589,000 | 1,293,254,000 | 1,364,149,000 |