Call reports 2012
HINSDALE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2012
What HINSDALE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,542,003,000 | 1,558,970,000 | 1,706,111,000 | 1,762,914,000 |
| Total loans | 1,126,199,000 | 1,141,776,000 | 1,180,757,000 | 1,122,533,000 |
| Allowance for loan losses | 10,512,000 | 9,838,000 | 9,913,000 | 9,199,000 |
| Securities available for sale | 197,307,000 | 84,500,000 | 84,196,000 | 132,994,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 891,000 | 1,540,000 | 1,880,000 | 1,696,000 |
| Total deposits | 1,187,492,000 | 1,211,436,000 | 1,354,333,000 | 1,427,147,000 |
| Interest-bearing deposits | 1,021,049,000 | 1,037,383,000 | 1,173,709,000 | 1,220,739,000 |
| Noninterest-bearing deposits | 166,443,000 | 174,053,000 | 180,624,000 | 206,408,000 |
| Equity capital | 198,817,000 | 202,516,000 | 204,784,000 | 207,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 14,527,000 | 28,965,000 | 43,486,000 | 57,927,000 |
| Interest expense | 2,483,000 | 4,738,000 | 6,972,000 | 8,933,000 |
| Net interest income | 12,044,000 | 24,227,000 | 36,514,000 | 48,994,000 |
| Noninterest income | 477,000 | 1,990,000 | 3,597,000 | 5,819,000 |
| Noninterest expense | 7,673,000 | 15,573,000 | 24,374,000 | 33,723,000 |
| Provision for loan losses | 2,623,000 | 3,371,000 | 4,964,000 | 5,001,000 |
| Pretax income | 2,220,000 | 7,443,000 | 11,016,000 | 16,841,000 |
| Income tax | 787,000 | 2,773,000 | 4,105,000 | 6,317,000 |
| Net income | 1,433,000 | 4,670,000 | 6,911,000 | 10,524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 136,060,000 | 139,421,000 | 141,594,000 | 145,380,000 |
| Total capital | 150,679,000 | 149,373,000 | 151,622,000 | 154,677,000 |
| Risk-weighted assets | 1,290,950,000 | 1,341,968,000 | 1,340,715,000 | 1,268,371,000 |