Call reports 2009
HINSDALE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2009
What HINSDALE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,344,065,000 | 1,362,135,000 | 1,467,380,000 | 1,438,861,000 |
| Total loans | 973,331,000 | 968,044,000 | 1,005,152,000 | 1,022,939,000 |
| Allowance for loan losses | 10,263,000 | 11,977,000 | 13,582,000 | 14,418,000 |
| Securities available for sale | 186,540,000 | 152,581,000 | 159,240,000 | 150,959,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,045,992,000 | 1,067,339,000 | 1,174,968,000 | 1,141,427,000 |
| Interest-bearing deposits | 940,210,000 | 953,879,000 | 1,042,544,000 | 1,022,635,000 |
| Noninterest-bearing deposits | 105,782,000 | 113,460,000 | 132,424,000 | 118,792,000 |
| Equity capital | 168,919,000 | 167,835,000 | 163,840,000 | 165,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 15,618,000 | 31,430,000 | 48,604,000 | 66,407,000 |
| Interest expense | 6,912,000 | 13,507,000 | 19,862,000 | 25,603,000 |
| Net interest income | 8,706,000 | 17,923,000 | 28,742,000 | 40,804,000 |
| Noninterest income | 1,479,000 | 2,329,000 | 3,341,000 | 4,090,000 |
| Noninterest expense | 6,837,000 | 14,240,000 | 26,374,000 | 33,438,000 |
| Provision for loan losses | 550,000 | 2,845,000 | 12,577,000 | 16,027,000 |
| Pretax income | 2,755,000 | 3,281,000 | -6,754,000 | -4,457,000 |
| Income tax | 956,000 | 1,058,000 | -2,909,000 | -2,137,000 |
| Net income | 1,799,000 | 2,223,000 | -3,845,000 | -2,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,157,000 | 106,939,000 | 101,158,000 | 102,860,000 |
| Total capital | 125,549,000 | 128,044,000 | 124,219,000 | 126,631,000 |
| Risk-weighted assets | 1,182,433,000 | 1,134,913,000 | 1,173,292,000 | 1,181,597,000 |