Call reports 2008
HINSDALE BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2008
What HINSDALE BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,285,873,000 | 1,245,248,000 | 1,229,873,000 | 1,313,871,000 |
| Total loans | 852,289,000 | 891,929,000 | 909,075,000 | 955,575,000 |
| Allowance for loan losses | 8,225,000 | 10,493,000 | 11,502,000 | 10,823,000 |
| Securities available for sale | 135,335,000 | 184,312,000 | 163,182,000 | 92,802,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 956,723,000 | 933,793,000 | 936,503,000 | 1,019,672,000 |
| Interest-bearing deposits | 866,939,000 | 843,775,000 | 847,763,000 | 901,515,000 |
| Noninterest-bearing deposits | 89,784,000 | 90,018,000 | 88,740,000 | 118,157,000 |
| Equity capital | 174,027,000 | 163,960,000 | 164,596,000 | 167,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 17,522,000 | 33,234,000 | 48,778,000 | 64,205,000 |
| Interest expense | 9,065,000 | 17,087,000 | 24,653,000 | 31,921,000 |
| Net interest income | 8,457,000 | 16,147,000 | 24,125,000 | 32,284,000 |
| Noninterest income | 2,070,000 | 4,897,000 | 6,506,000 | 8,464,000 |
| Noninterest expense | 6,698,000 | 13,206,000 | 19,650,000 | 26,072,000 |
| Provision for loan losses | 2,022,000 | 4,928,000 | 11,108,000 | 12,742,000 |
| Pretax income | 1,717,000 | 2,824,000 | 281,000 | 2,177,000 |
| Income tax | 537,000 | 859,000 | -223,000 | 403,000 |
| Net income | 1,180,000 | 1,965,000 | 504,000 | 1,774,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,932,000 | 104,248,000 | 103,064,000 | 104,576,000 |
| Total capital | 119,291,000 | 114,875,000 | 118,700,000 | 119,527,000 |
| Risk-weighted assets | 1,087,707,000 | 1,107,574,000 | 1,106,608,000 | 1,134,486,000 |