Call reports 2025
FIRST STATE BANK — 2025
What FIRST STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 126,156,000 | 122,229,000 | 118,988,000 | 128,685,000 |
| Total loans | 60,635,000 | 61,771,000 | 61,887,000 | 58,155,000 |
| Allowance for loan losses | 867,000 | 965,000 | 1,046,000 | 1,171,000 |
| Securities available for sale | 34,083,000 | 42,585,000 | 35,571,000 | 25,148,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,735,000 | 107,502,000 | 104,178,000 | 113,532,000 |
| Interest-bearing deposits | 65,032,000 | 64,080,000 | 61,351,000 | 62,612,000 |
| Noninterest-bearing deposits | 46,703,000 | 43,422,000 | 42,827,000 | 50,920,000 |
| Equity capital | 13,753,000 | 14,383,000 | 14,579,000 | 14,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,553,000 | 3,129,000 | 4,681,000 | 6,257,000 |
| Interest expense | 351,000 | 711,000 | 1,077,000 | 1,431,000 |
| Net interest income | 1,202,000 | 2,418,000 | 3,604,000 | 4,826,000 |
| Noninterest income | 61,000 | 445,000 | 530,000 | 773,000 |
| Noninterest expense | 727,000 | 1,474,000 | 2,378,000 | 3,294,000 |
| Provision for loan losses | 153,000 | 253,000 | 334,000 | 465,000 |
| Pretax income | 386,000 | 1,239,000 | 1,456,000 | 1,855,000 |
| Income tax | 88,000 | 292,000 | 345,000 | 440,000 |
| Net income | 298,000 | 947,000 | 1,111,000 | 1,415,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,760,000 | 14,409,000 | 14,574,000 | 14,877,000 |
| Total capital | 14,509,000 | 15,159,000 | 15,341,000 | 15,612,000 |
| Risk-weighted assets | 59,722,000 | 59,821,000 | 61,009,000 | 58,286,000 |