Call reports 2024
FIRST STATE BANK — 2024
What FIRST STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 129,522,000 | 122,493,000 | 118,984,000 | 121,066,000 |
| Total loans | 57,869,000 | 58,836,000 | 59,293,000 | 61,824,000 |
| Allowance for loan losses | 998,000 | 1,000,000 | 860,000 | 763,000 |
| Securities available for sale | 29,592,000 | 24,772,000 | 25,470,000 | 16,368,000 |
| Securities held to maturity | 16,091,000 | 14,042,000 | 4,008,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,982,000 | 109,574,000 | 105,278,000 | 107,018,000 |
| Interest-bearing deposits | 74,726,000 | 73,147,000 | 62,184,000 | 61,662,000 |
| Noninterest-bearing deposits | 42,256,000 | 36,427,000 | 43,094,000 | 45,356,000 |
| Equity capital | 12,343,000 | 12,662,000 | 13,167,000 | 13,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,283,000 | 2,709,000 | 4,157,000 | 5,716,000 |
| Interest expense | 378,000 | 751,000 | 1,090,000 | 1,435,000 |
| Net interest income | 905,000 | 1,958,000 | 3,067,000 | 4,281,000 |
| Noninterest income | 71,000 | 157,000 | 244,000 | 314,000 |
| Noninterest expense | 732,000 | 1,498,000 | 2,199,000 | 3,047,000 |
| Provision for loan losses | 0 | 0 | -140,000 | -145,000 |
| Pretax income | 150,000 | 523,000 | 1,018,000 | 1,454,000 |
| Income tax | 33,000 | 121,000 | 243,000 | 346,000 |
| Net income | 117,000 | 402,000 | 775,000 | 1,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,472,000 | 12,757,000 | 13,129,000 | 13,462,000 |
| Total capital | 13,199,000 | 13,512,000 | 13,873,000 | 14,264,000 |
| Risk-weighted assets | 57,964,000 | 60,185,000 | 59,337,000 | 64,068,000 |