Call reports 2022
FIRST STATE BANK — 2022
What FIRST STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 136,268,000 | 142,216,000 | 134,520,000 | 136,083,000 |
| Total loans | 44,627,000 | 46,935,000 | 50,022,000 | 52,876,000 |
| Allowance for loan losses | 983,000 | 983,000 | 983,000 | 1,001,000 |
| Securities available for sale | 62,084,000 | 57,217,000 | 54,681,000 | 40,771,000 |
| Securities held to maturity | 22,720,000 | 22,558,000 | 22,508,000 | 22,457,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,236,000 | 131,433,000 | 124,011,000 | 123,194,000 |
| Interest-bearing deposits | 81,044,000 | 79,734,000 | 82,766,000 | 80,764,000 |
| Noninterest-bearing deposits | 44,192,000 | 51,699,000 | 41,245,000 | 42,430,000 |
| Equity capital | 10,914,000 | 10,715,000 | 10,456,000 | 10,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 591,000 | 1,225,000 | 1,912,000 | 2,678,000 |
| Interest expense | 27,000 | 62,000 | 142,000 | 251,000 |
| Net interest income | 564,000 | 1,163,000 | 1,770,000 | 2,427,000 |
| Noninterest income | 92,000 | 198,000 | 283,000 | 366,000 |
| Noninterest expense | 621,000 | 1,291,000 | 1,971,000 | 2,630,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 29,000 | 64,000 | 51,000 | 133,000 |
| Income tax | 4,000 | 11,000 | 7,000 | 24,000 |
| Net income | 25,000 | 53,000 | 44,000 | 109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,827,000 | 11,854,000 | 11,845,000 | 11,910,000 |
| Total capital | 12,405,000 | 12,497,000 | 12,501,000 | 12,640,000 |
| Risk-weighted assets | 45,875,000 | 51,146,000 | 52,193,000 | 58,133,000 |