Call reports 2021
FIRST STATE BANK — 2021
What FIRST STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 128,386,000 | 129,950,000 | 126,800,000 | 133,099,000 |
| Total loans | 50,543,000 | 50,198,000 | 47,708,000 | 49,712,000 |
| Allowance for loan losses | 1,009,000 | 976,000 | 977,000 | 981,000 |
| Securities available for sale | 37,682,000 | 43,096,000 | 45,279,000 | 48,264,000 |
| Securities held to maturity | 18,904,000 | 22,871,000 | 22,820,000 | 22,770,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,616,000 | 118,018,000 | 114,774,000 | 121,298,000 |
| Interest-bearing deposits | 74,828,000 | 77,067,000 | 74,717,000 | 78,178,000 |
| Noninterest-bearing deposits | 41,788,000 | 40,951,000 | 40,057,000 | 43,120,000 |
| Equity capital | 11,398,000 | 11,721,000 | 11,835,000 | 11,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 683,000 | 1,744,000 | 2,431,000 | 3,021,000 |
| Interest expense | 51,000 | 93,000 | 130,000 | 163,000 |
| Net interest income | 632,000 | 1,651,000 | 2,301,000 | 2,858,000 |
| Noninterest income | 68,000 | 184,000 | 355,000 | 431,000 |
| Noninterest expense | 650,000 | 1,294,000 | 1,944,000 | 2,625,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 50,000 | 541,000 | 712,000 | 650,000 |
| Income tax | 7,000 | 124,000 | 166,000 | 148,000 |
| Net income | 43,000 | 417,000 | 546,000 | 502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,343,000 | 11,717,000 | 11,846,000 | 11,802,000 |
| Total capital | 12,013,000 | 12,385,000 | 12,491,000 | 12,471,000 |
| Risk-weighted assets | 53,315,000 | 53,204,000 | 51,344,000 | 53,257,000 |