Call reports 2020
FIRST STATE BANK — 2020
What FIRST STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 107,035,000 | 113,121,000 | 113,470,000 | 118,950,000 |
| Total loans | 53,140,000 | 54,013,000 | 52,951,000 | 51,328,000 |
| Allowance for loan losses | 1,000,000 | 1,002,000 | 1,005,000 | 1,007,000 |
| Securities available for sale | 44,376,000 | 43,928,000 | 50,770,000 | 55,193,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,607,000 | 101,551,000 | 100,361,000 | 107,452,000 |
| Interest-bearing deposits | 64,440,000 | 67,971,000 | 67,654,000 | 69,925,000 |
| Noninterest-bearing deposits | 31,167,000 | 33,580,000 | 32,706,000 | 37,527,000 |
| Equity capital | 11,323,000 | 11,379,000 | 11,424,000 | 11,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 911,000 | 1,768,000 | 2,548,000 | 3,327,000 |
| Interest expense | 129,000 | 215,000 | 292,000 | 359,000 |
| Net interest income | 782,000 | 1,553,000 | 2,256,000 | 2,968,000 |
| Noninterest income | 75,000 | 150,000 | 225,000 | 302,000 |
| Noninterest expense | 645,000 | 1,361,000 | 2,000,000 | 2,745,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 212,000 | 342,000 | 481,000 | 525,000 |
| Income tax | 43,000 | 69,000 | 101,000 | 108,000 |
| Net income | 169,000 | 273,000 | 380,000 | 417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,052,000 | 11,155,000 | 11,263,000 | 11,300,000 |
| Total capital | 11,756,000 | 11,844,000 | 11,954,000 | 11,995,000 |
| Risk-weighted assets | 56,081,000 | 54,863,000 | 55,026,000 | 55,300,000 |