Call reports 2019
FIRST STATE BANK — 2019
What FIRST STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 105,277,000 | 102,710,000 | 100,254,000 | 106,016,000 |
| Total loans | 55,456,000 | 57,648,000 | 57,572,000 | 57,546,000 |
| Allowance for loan losses | 968,000 | 990,000 | 993,000 | 997,000 |
| Securities available for sale | 41,669,000 | 38,868,000 | 29,812,000 | 36,310,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,176,000 | 91,336,000 | 88,715,000 | 94,435,000 |
| Interest-bearing deposits | 61,136,000 | 66,023,000 | 57,234,000 | 63,430,000 |
| Noninterest-bearing deposits | 33,040,000 | 25,313,000 | 31,481,000 | 31,005,000 |
| Equity capital | 10,985,000 | 11,225,000 | 11,367,000 | 11,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 955,000 | 1,942,000 | 2,930,000 | 3,900,000 |
| Interest expense | 206,000 | 397,000 | 572,000 | 721,000 |
| Net interest income | 749,000 | 1,545,000 | 2,358,000 | 3,179,000 |
| Noninterest income | 77,000 | 173,000 | 269,000 | 347,000 |
| Noninterest expense | 640,000 | 1,325,000 | 2,026,000 | 2,739,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 160,000 | 367,000 | 575,000 | 761,000 |
| Income tax | 38,000 | 87,000 | 139,000 | 183,000 |
| Net income | 122,000 | 280,000 | 436,000 | 578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,004,000 | 11,163,000 | 11,319,000 | 11,460,000 |
| Total capital | 11,725,000 | 11,876,000 | 12,049,000 | 12,206,000 |
| Risk-weighted assets | 57,450,000 | 56,784,000 | 58,210,000 | 59,476,000 |