Call reports 2017
FIRST STATE BANK — 2017
What FIRST STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 102,101,000 | 99,678,000 | 94,030,000 | 104,694,000 |
| Total loans | 56,036,000 | 57,293,000 | 59,927,000 | 57,919,000 |
| Allowance for loan losses | 1,012,000 | 1,067,000 | 1,034,000 | 1,018,000 |
| Securities available for sale | 33,544,000 | 32,521,000 | 24,898,000 | 28,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,145,000 | 89,525,000 | 83,800,000 | 94,761,000 |
| Interest-bearing deposits | 58,180,000 | 57,769,000 | 53,673,000 | 56,838,000 |
| Noninterest-bearing deposits | 33,965,000 | 31,756,000 | 30,127,000 | 37,923,000 |
| Equity capital | 9,886,000 | 10,065,000 | 10,134,000 | 9,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 801,000 | 1,647,000 | 2,502,000 | 3,346,000 |
| Interest expense | 66,000 | 139,000 | 222,000 | 311,000 |
| Net interest income | 735,000 | 1,508,000 | 2,280,000 | 3,035,000 |
| Noninterest income | 300,000 | 407,000 | 491,000 | 584,000 |
| Noninterest expense | 581,000 | 1,227,000 | 2,012,000 | 3,011,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 454,000 | 688,000 | 760,000 | 609,000 |
| Income tax | 94,000 | 169,000 | 179,000 | 232,000 |
| Net income | 360,000 | 519,000 | 581,000 | 377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,902,000 | 10,060,000 | 10,123,000 | 9,918,000 |
| Total capital | 10,713,000 | 10,886,000 | 10,977,000 | 10,746,000 |
| Risk-weighted assets | 64,761,000 | 65,847,000 | 68,218,000 | 66,099,000 |