Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 99,211,000 | 99,856,000 | 94,996,000 | 99,098,000 |
| Total loans | 54,763,000 | 55,803,000 | 57,981,000 | 57,778,000 |
| Allowance for loan losses | 1,084,000 | 1,088,000 | 1,150,000 | 995,000 |
| Securities available for sale | 34,140,000 | 34,046,000 | 26,834,000 | 27,573,000 |
| Securities held to maturity | 18,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,251,000 | 90,279,000 | 85,337,000 | 89,537,000 |
| Interest-bearing deposits | 61,938,000 | 61,994,000 | 58,654,000 | 61,128,000 |
| Noninterest-bearing deposits | 27,313,000 | 28,285,000 | 26,683,000 | 28,409,000 |
| Equity capital | 9,190,000 | 9,460,000 | 9,490,000 | 9,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 803,000 | 1,616,000 | 2,450,000 | 3,269,000 |
| Interest expense | 71,000 | 140,000 | 204,000 | 262,000 |
| Net interest income | 732,000 | 1,476,000 | 2,246,000 | 3,007,000 |
| Noninterest income | 73,000 | 172,000 | 309,000 | 399,000 |
| Noninterest expense | 578,000 | 1,184,000 | 1,913,000 | 2,783,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 227,000 | 468,000 | 755,000 | 736,000 |
| Income tax | 73,000 | 151,000 | 243,000 | 125,000 |
| Net income | 154,000 | 317,000 | 512,000 | 611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,084,000 | 9,247,000 | 9,442,000 | 9,541,000 |
| Total capital | 9,804,000 | 9,981,000 | 10,267,000 | 10,369,000 |
| Risk-weighted assets | 57,207,000 | 58,442,000 | 65,712,000 | 66,081,000 |