Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 102,306,000 | 97,875,000 | 93,919,000 | 97,361,000 |
| Total loans | 55,733,000 | 56,680,000 | 59,270,000 | 57,823,000 |
| Allowance for loan losses | 1,219,000 | 1,253,000 | 1,193,000 | 1,079,000 |
| Securities available for sale | 37,140,000 | 30,353,000 | 24,505,000 | 27,476,000 |
| Securities held to maturity | 36,000 | 18,000 | 18,000 | 18,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,643,000 | 88,820,000 | 84,261,000 | 88,360,000 |
| Interest-bearing deposits | 65,446,000 | 63,123,000 | 60,644,000 | 61,394,000 |
| Noninterest-bearing deposits | 26,197,000 | 25,697,000 | 23,617,000 | 26,966,000 |
| Equity capital | 8,565,000 | 8,634,000 | 8,853,000 | 8,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 826,000 | 1,671,000 | 2,516,000 | 3,345,000 |
| Interest expense | 76,000 | 148,000 | 217,000 | 286,000 |
| Net interest income | 750,000 | 1,523,000 | 2,299,000 | 3,059,000 |
| Noninterest income | 72,000 | 175,000 | 274,000 | 356,000 |
| Noninterest expense | 603,000 | 1,231,000 | 1,864,000 | 2,421,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 219,000 | 525,000 | 773,000 | 1,058,000 |
| Income tax | 69,000 | 183,000 | 261,000 | 356,000 |
| Net income | 150,000 | 342,000 | 512,000 | 702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,377,000 | 8,570,000 | 8,735,000 | 8,930,000 |
| Total capital | 9,718,000 | 9,637,000 | 9,854,000 | 9,690,000 |
| Risk-weighted assets | 58,769,000 | 60,851,000 | 65,157,000 | 60,466,000 |