Call reports 2025
FIRST STATE BANK — 2025
What FIRST STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 430,341,000 | 395,049,000 | 402,945,000 | 409,722,000 |
| Total loans | 342,649,000 | 359,588,000 | 371,851,000 | 368,239,000 |
| Allowance for loan losses | 4,328,000 | 4,469,000 | 4,494,000 | 4,480,000 |
| Securities available for sale | 18,116,000 | 18,236,000 | 17,231,000 | 17,322,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 381,204,000 | 349,293,000 | 339,971,000 | 365,835,000 |
| Interest-bearing deposits | 321,287,000 | 301,037,000 | 289,965,000 | 309,701,000 |
| Noninterest-bearing deposits | 59,917,000 | 48,256,000 | 50,006,000 | 56,134,000 |
| Equity capital | 38,503,000 | 39,933,000 | 39,776,000 | 39,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,421,000 | 11,371,000 | 17,312,000 | 23,351,000 |
| Interest expense | 2,370,000 | 4,830,000 | 7,172,000 | 9,381,000 |
| Net interest income | 3,051,000 | 6,541,000 | 10,140,000 | 13,970,000 |
| Noninterest income | 294,000 | 685,000 | 1,051,000 | 1,453,000 |
| Noninterest expense | 1,891,000 | 4,113,000 | 6,426,000 | 9,410,000 |
| Provision for loan losses | -23,000 | 118,000 | 143,000 | 129,000 |
| Pretax income | 1,436,000 | 3,051,000 | 4,642,000 | 5,850,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,436,000 | 3,051,000 | 4,642,000 | 5,850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,075,000 | 39,441,000 | 39,283,000 | 38,742,000 |