Call reports 2024
FIRST STATE BANK — 2024
What FIRST STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 365,567,000 | 372,901,000 | 386,726,000 | 380,643,000 |
| Total loans | 321,359,000 | 339,737,000 | 350,107,000 | 346,723,000 |
| Allowance for loan losses | 4,058,000 | 4,259,000 | 4,337,000 | 4,351,000 |
| Securities available for sale | 22,825,000 | 20,468,000 | 17,627,000 | 18,455,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,389,000 | 311,848,000 | 324,015,000 | 331,357,000 |
| Interest-bearing deposits | 256,300,000 | 266,070,000 | 276,879,000 | 279,427,000 |
| Noninterest-bearing deposits | 50,089,000 | 45,778,000 | 47,136,000 | 51,930,000 |
| Equity capital | 35,387,000 | 36,324,000 | 37,436,000 | 37,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,566,000 | 9,419,000 | 14,662,000 | 19,976,000 |
| Interest expense | 1,996,000 | 4,161,000 | 6,667,000 | 9,121,000 |
| Net interest income | 2,570,000 | 5,258,000 | 7,995,000 | 10,855,000 |
| Noninterest income | 243,000 | 571,000 | 873,000 | 1,207,000 |
| Noninterest expense | 1,783,000 | 3,868,000 | 5,865,000 | 8,355,000 |
| Provision for loan losses | -118,000 | 83,000 | 161,000 | 176,000 |
| Pretax income | 1,027,000 | 1,839,000 | 2,869,000 | 3,571,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,027,000 | 1,839,000 | 2,869,000 | 3,571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,242,000 | 36,105,000 | 36,936,000 | 37,188,000 |