Call reports 2023
FIRST STATE BANK — 2023
What FIRST STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 345,978,000 | 343,826,000 | 361,355,000 | 366,399,000 |
| Total loans | 299,587,000 | 300,006,000 | 314,359,000 | 325,441,000 |
| Allowance for loan losses | 4,060,000 | 4,024,000 | 4,104,000 | 4,177,000 |
| Securities available for sale | 33,052,000 | 32,775,000 | 29,660,000 | 25,638,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,729,000 | 286,180,000 | 284,958,000 | 307,489,000 |
| Interest-bearing deposits | 234,682,000 | 237,868,000 | 236,117,000 | 249,913,000 |
| Noninterest-bearing deposits | 56,047,000 | 48,312,000 | 48,842,000 | 57,576,000 |
| Equity capital | 32,554,000 | 33,247,000 | 33,579,000 | 34,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,532,000 | 7,367,000 | 11,520,000 | 15,943,000 |
| Interest expense | 935,000 | 2,324,000 | 4,115,000 | 6,070,000 |
| Net interest income | 2,597,000 | 5,043,000 | 7,405,000 | 9,873,000 |
| Noninterest income | 227,000 | 624,000 | 905,000 | 1,182,000 |
| Noninterest expense | 1,758,000 | 3,747,000 | 5,725,000 | 8,133,000 |
| Provision for loan losses | 0 | -38,000 | 43,000 | 115,000 |
| Pretax income | 1,077,000 | 1,940,000 | 2,635,000 | 2,861,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,077,000 | 1,940,000 | 2,635,000 | 2,861,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,828,000 | 33,642,000 | 33,889,000 | 34,164,000 |