Call reports 2020
FIRST STATE BANK — 2020
What FIRST STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 256,665,000 | 279,257,000 | 279,009,000 | 280,613,000 |
| Total loans | 223,381,000 | 240,722,000 | 243,751,000 | 245,321,000 |
| Allowance for loan losses | 2,773,000 | 3,021,000 | 3,123,000 | 3,199,000 |
| Securities available for sale | 16,884,000 | 16,907,000 | 17,174,000 | 25,573,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,325,000 | 231,221,000 | 232,531,000 | 239,335,000 |
| Interest-bearing deposits | 178,782,000 | 188,825,000 | 189,776,000 | 195,224,000 |
| Noninterest-bearing deposits | 31,542,000 | 42,397,000 | 42,754,000 | 44,111,000 |
| Equity capital | 29,226,000 | 29,511,000 | 30,059,000 | 29,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,913,000 | 5,636,000 | 8,472,000 | 11,303,000 |
| Interest expense | 626,000 | 1,169,000 | 1,657,000 | 2,150,000 |
| Net interest income | 2,287,000 | 4,467,000 | 6,815,000 | 9,153,000 |
| Noninterest income | 234,000 | 592,000 | 1,085,000 | 1,522,000 |
| Noninterest expense | 1,523,000 | 3,115,000 | 4,712,000 | 6,653,000 |
| Provision for loan losses | 0 | 250,000 | 350,000 | 425,000 |
| Pretax income | 1,027,000 | 1,726,000 | 2,873,000 | 3,637,000 |
| Income tax | 32,000 | 37,000 | 37,000 | 37,000 |
| Net income | 995,000 | 1,689,000 | 2,836,000 | 3,600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,504,000 | 27,802,000 | 28,450,000 | 28,414,000 |