Call reports 2019
FIRST STATE BANK — 2019
What FIRST STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 191,744,000 | 197,585,000 | 203,301,000 | 255,409,000 |
| Total loans | 176,544,000 | 183,360,000 | 187,966,000 | 225,191,000 |
| Allowance for loan losses | 2,161,000 | 2,311,000 | 2,411,000 | 2,775,000 |
| Securities available for sale | 8,546,000 | 8,332,000 | 7,800,000 | 13,764,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,777,000 | 150,035,000 | 153,196,000 | 207,776,000 |
| Interest-bearing deposits | 120,522,000 | 116,901,000 | 128,182,000 | 174,507,000 |
| Noninterest-bearing deposits | 31,255,000 | 33,134,000 | 25,014,000 | 33,269,000 |
| Equity capital | 20,339,000 | 21,052,000 | 21,428,000 | 28,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,211,000 | 4,591,000 | 7,073,000 | 11,796,000 |
| Interest expense | 484,000 | 1,024,000 | 1,640,000 | 2,535,000 |
| Net interest income | 1,727,000 | 3,567,000 | 5,433,000 | 9,261,000 |
| Noninterest income | 142,000 | 319,000 | 504,000 | 907,000 |
| Noninterest expense | 1,185,000 | 2,374,000 | 3,582,000 | 7,071,000 |
| Provision for loan losses | 0 | 150,000 | 250,000 | 400,000 |
| Pretax income | 684,000 | 1,362,000 | 2,105,000 | 2,745,000 |
| Income tax | 0 | 0 | 0 | 46,000 |
| Net income | 684,000 | 1,362,000 | 2,105,000 | 2,699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,321,000 | 20,999,000 | 21,368,000 | 26,961,000 |
| Total capital | 22,492,000 | 23,318,000 | 23,768,000 | 29,756,000 |
| Risk-weighted assets | 184,534,000 | 189,911,000 | 191,219,000 | 238,198,000 |