Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 171,885,000 | 175,313,000 | 175,133,000 | 182,364,000 |
| Total loans | 156,168,000 | 160,032,000 | 160,953,000 | 167,945,000 |
| Allowance for loan losses | 1,963,000 | 1,960,000 | 1,997,000 | 2,072,000 |
| Securities available for sale | 11,422,000 | 10,656,000 | 9,371,000 | 9,651,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,041,000 | 134,160,000 | 129,687,000 | 139,300,000 |
| Interest-bearing deposits | 104,464,000 | 103,303,000 | 100,516,000 | 102,014,000 |
| Noninterest-bearing deposits | 29,577,000 | 30,857,000 | 29,170,000 | 37,285,000 |
| Equity capital | 20,005,000 | 20,393,000 | 20,846,000 | 20,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,815,000 | 3,578,000 | 5,425,000 | 7,205,000 |
| Interest expense | 239,000 | 482,000 | 742,000 | 997,000 |
| Net interest income | 1,576,000 | 3,096,000 | 4,683,000 | 6,208,000 |
| Noninterest income | 160,000 | 346,000 | 545,000 | 761,000 |
| Noninterest expense | 1,048,000 | 2,111,000 | 3,147,000 | 4,302,000 |
| Provision for loan losses | 0 | 0 | 40,000 | 115,000 |
| Pretax income | 677,000 | 1,320,000 | 2,030,000 | 2,541,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 677,000 | 1,320,000 | 2,030,000 | 2,541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,969,000 | 20,336,000 | 20,796,000 | 20,983,000 |
| Total capital | 21,936,000 | 22,300,000 | 22,798,000 | 23,062,000 |
| Risk-weighted assets | 162,895,000 | 165,521,000 | 166,694,000 | 172,739,000 |