Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 167,414,000 | 168,299,000 | 175,210,000 | 175,636,000 |
| Total loans | 153,301,000 | 152,641,000 | 160,661,000 | 159,510,000 |
| Allowance for loan losses | 1,925,000 | 1,924,000 | 1,924,000 | 1,961,000 |
| Securities available for sale | 7,613,000 | 9,980,000 | 9,771,000 | 9,983,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,888,000 | 128,569,000 | 123,099,000 | 135,775,000 |
| Interest-bearing deposits | 102,881,000 | 99,566,000 | 95,556,000 | 97,984,000 |
| Noninterest-bearing deposits | 27,008,000 | 29,003,000 | 27,543,000 | 37,792,000 |
| Equity capital | 18,666,000 | 19,021,000 | 19,416,000 | 19,546,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,688,000 | 3,367,000 | 5,114,000 | 6,874,000 |
| Interest expense | 226,000 | 449,000 | 679,000 | 923,000 |
| Net interest income | 1,462,000 | 2,918,000 | 4,435,000 | 5,951,000 |
| Noninterest income | 172,000 | 362,000 | 540,000 | 675,000 |
| Noninterest expense | 1,004,000 | 2,042,000 | 3,111,000 | 4,286,000 |
| Provision for loan losses | 0 | 0 | 0 | 38,000 |
| Pretax income | 630,000 | 1,238,000 | 1,864,000 | 2,302,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 630,000 | 1,238,000 | 1,864,000 | 2,302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,645,000 | 19,005,000 | 19,379,000 | 19,542,000 |
| Total capital | 20,573,000 | 20,932,000 | 21,306,000 | 21,506,000 |
| Risk-weighted assets | 160,019,000 | 158,151,000 | 165,919,000 | 163,335,000 |