Call reports 2012
TRAVERSE CITY STATE BANK — 2012
What TRAVERSE CITY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 187,500,000 | 194,428,000 | 190,929,000 | 191,798,000 |
| Total loans | 134,035,000 | 136,066,000 | 137,086,000 | 139,139,000 |
| Allowance for loan losses | 2,295,000 | 2,576,000 | 2,569,000 | 3,011,000 |
| Securities available for sale | 15,446,000 | 14,360,000 | 15,438,000 | 11,158,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,182,000 | 162,684,000 | 163,817,000 | 163,549,000 |
| Interest-bearing deposits | 111,697,000 | 110,507,000 | 109,332,000 | 108,893,000 |
| Noninterest-bearing deposits | 44,485,000 | 52,177,000 | 54,485,000 | 54,656,000 |
| Equity capital | 20,552,000 | 20,902,000 | 21,342,000 | 21,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,069,000 | 4,124,000 | 6,198,000 | 8,247,000 |
| Interest expense | 387,000 | 749,000 | 1,098,000 | 1,360,000 |
| Net interest income | 1,682,000 | 3,375,000 | 5,100,000 | 6,887,000 |
| Noninterest income | 985,000 | 2,114,000 | 3,349,000 | 4,759,000 |
| Noninterest expense | 2,014,000 | 4,041,000 | 6,077,000 | 8,132,000 |
| Provision for loan losses | 200,000 | 460,000 | 810,000 | 1,210,000 |
| Pretax income | 453,000 | 988,000 | 1,562,000 | 2,304,000 |
| Income tax | 140,000 | 309,000 | 492,000 | 681,000 |
| Net income | 313,000 | 679,000 | 1,070,000 | 1,623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,515,000 | 17,116,000 | 17,701,000 | 18,289,000 |
| Total capital | 19,978,000 | 20,584,000 | 21,174,000 | 21,771,000 |
| Risk-weighted assets | 136,828,000 | 137,057,000 | 137,433,000 | 137,647,000 |
Machine access — free, no API key
Every figure shown here about TRAVERSE CITY STATE BANK — 2012 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.