Call reports 2008
TRAVERSE CITY STATE BANK — 2008
What TRAVERSE CITY STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 205,168,000 | 202,420,000 | 201,963,000 | 199,625,000 |
| Total loans | 149,940,000 | 151,284,000 | 151,964,000 | 152,513,000 |
| Allowance for loan losses | 1,419,000 | 1,612,000 | 1,596,000 | 2,709,000 |
| Securities available for sale | 38,279,000 | 34,327,000 | 34,494,000 | 29,715,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,564,000 | 159,006,000 | 162,695,000 | 164,761,000 |
| Interest-bearing deposits | 132,875,000 | 127,090,000 | 134,316,000 | 132,759,000 |
| Noninterest-bearing deposits | 30,689,000 | 31,916,000 | 28,379,000 | 32,002,000 |
| Equity capital | 18,161,000 | 17,808,000 | 17,710,000 | 14,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,214,000 | 6,282,000 | 9,280,000 | 12,267,000 |
| Interest expense | 1,551,000 | 2,905,000 | 4,201,000 | 5,416,000 |
| Net interest income | 1,663,000 | 3,377,000 | 5,079,000 | 6,851,000 |
| Noninterest income | 608,000 | 1,126,000 | 1,788,000 | 2,197,000 |
| Noninterest expense | 1,987,000 | 3,942,000 | 5,835,000 | 7,704,000 |
| Provision for loan losses | 280,000 | 480,000 | 1,060,000 | 3,455,000 |
| Pretax income | 4,000 | 111,000 | -573,000 | -4,326,000 |
| Income tax | -41,000 | -51,000 | -334,000 | -1,214,000 |
| Net income | 45,000 | 162,000 | -239,000 | -3,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,793,000 | 14,916,000 | 14,816,000 | 11,577,000 |
| Total capital | 16,212,000 | 16,528,000 | 16,412,000 | 13,574,000 |
| Risk-weighted assets | 157,729,000 | 160,176,000 | 160,517,000 | 157,520,000 |
Machine access — free, no API key
Every figure shown here about TRAVERSE CITY STATE BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.