Call reports 2025
FIRST NATIONAL BANK OF BALLINGER, THE — 2025
What FIRST NATIONAL BANK OF BALLINGER, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 257,252,000 | 260,773,000 | 267,113,000 | 274,348,000 |
| Total loans | 163,664,000 | 160,466,000 | 158,990,000 | 149,922,000 |
| Allowance for loan losses | 3,132,000 | 3,171,000 | 3,196,000 | 3,198,000 |
| Securities available for sale | 54,185,000 | 53,850,000 | 54,809,000 | 56,190,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,980,000 | 233,725,000 | 238,526,000 | 245,123,000 |
| Interest-bearing deposits | 151,516,000 | 150,280,000 | 156,831,000 | 165,172,000 |
| Noninterest-bearing deposits | 79,464,000 | 83,445,000 | 81,695,000 | 79,951,000 |
| Equity capital | 24,917,000 | 25,608,000 | 26,820,000 | 27,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,432,000 | 7,058,000 | 10,718,000 | 14,326,000 |
| Interest expense | 1,008,000 | 2,004,000 | 3,023,000 | 4,043,000 |
| Net interest income | 2,424,000 | 5,054,000 | 7,695,000 | 10,283,000 |
| Noninterest income | 351,000 | 733,000 | 1,102,000 | 1,451,000 |
| Noninterest expense | 1,718,000 | 3,610,000 | 5,506,000 | 7,291,000 |
| Provision for loan losses | 34,000 | 69,000 | 94,000 | 94,000 |
| Pretax income | 1,022,000 | 2,103,000 | 3,195,000 | 4,349,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,022,000 | 2,103,000 | 3,195,000 | 4,349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,757,000 | 28,138,000 | 28,530,000 | 28,985,000 |
| Total capital | 29,922,000 | 30,299,000 | 30,660,000 | 31,069,000 |
| Risk-weighted assets | 172,243,000 | 171,841,000 | 169,316,000 | 165,640,000 |