Call reports 2024
FIRST NATIONAL BANK OF BALLINGER, THE — 2024
What FIRST NATIONAL BANK OF BALLINGER, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 252,186,000 | 256,410,000 | 259,591,000 | 263,653,000 |
| Total loans | 155,673,000 | 157,584,000 | 164,797,000 | 168,464,000 |
| Allowance for loan losses | 2,976,000 | 2,976,000 | 3,020,000 | 3,096,000 |
| Securities available for sale | 58,511,000 | 58,752,000 | 58,608,000 | 55,864,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,100,000 | 232,543,000 | 233,102,000 | 238,397,000 |
| Interest-bearing deposits | 142,576,000 | 143,864,000 | 143,656,000 | 156,495,000 |
| Noninterest-bearing deposits | 86,524,000 | 88,679,000 | 89,446,000 | 81,902,000 |
| Equity capital | 21,708,000 | 22,459,000 | 24,698,000 | 24,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,290,000 | 6,599,000 | 10,145,000 | 13,739,000 |
| Interest expense | 865,000 | 1,760,000 | 2,697,000 | 3,695,000 |
| Net interest income | 2,425,000 | 4,839,000 | 7,448,000 | 10,044,000 |
| Noninterest income | 335,000 | 689,000 | 1,044,000 | 1,401,000 |
| Noninterest expense | 1,708,000 | 3,395,000 | 5,162,000 | 6,799,000 |
| Provision for loan losses | 0 | 0 | 45,000 | 125,000 |
| Pretax income | 1,058,000 | 2,133,000 | 3,285,000 | 4,524,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,058,000 | 2,133,000 | 3,285,000 | 4,524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,474,000 | 26,849,000 | 27,301,000 | 27,735,000 |
| Total capital | 28,565,000 | 28,992,000 | 29,496,000 | 29,990,000 |
| Risk-weighted assets | 166,433,000 | 170,651,000 | 174,795,000 | 179,555,000 |