Call reports 2023
FIRST NATIONAL BANK OF BALLINGER, THE — 2023
What FIRST NATIONAL BANK OF BALLINGER, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 254,903,000 | 256,473,000 | 249,128,000 | 249,932,000 |
| Total loans | 149,856,000 | 149,352,000 | 150,393,000 | 152,717,000 |
| Allowance for loan losses | 2,979,000 | 2,981,000 | 2,980,000 | 2,977,000 |
| Securities available for sale | 59,454,000 | 58,906,000 | 58,397,000 | 59,617,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,212,000 | 235,626,000 | 228,229,000 | 227,256,000 |
| Interest-bearing deposits | 145,437,000 | 143,212,000 | 137,038,000 | 139,262,000 |
| Noninterest-bearing deposits | 88,775,000 | 92,414,000 | 91,191,000 | 87,994,000 |
| Equity capital | 19,587,000 | 19,609,000 | 19,400,000 | 21,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,775,000 | 5,704,000 | 8,843,000 | 11,980,000 |
| Interest expense | 522,000 | 1,141,000 | 1,830,000 | 2,610,000 |
| Net interest income | 2,253,000 | 4,563,000 | 7,013,000 | 9,370,000 |
| Noninterest income | 291,000 | 615,000 | 991,000 | 1,326,000 |
| Noninterest expense | 1,531,000 | 3,131,000 | 4,838,000 | 6,445,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,016,000 | 2,044,000 | 3,155,000 | 4,265,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,016,000 | 2,044,000 | 3,155,000 | 4,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,717,000 | 25,145,000 | 25,656,000 | 26,116,000 |
| Total capital | 26,748,000 | 27,196,000 | 27,675,000 | 28,189,000 |
| Risk-weighted assets | 161,523,000 | 163,149,000 | 160,598,000 | 164,910,000 |