Call reports 2022
FIRST NATIONAL BANK OF BALLINGER, THE — 2022
What FIRST NATIONAL BANK OF BALLINGER, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 266,543,000 | 261,200,000 | 270,025,000 | 260,487,000 |
| Total loans | 138,400,000 | 148,185,000 | 151,907,000 | 150,377,000 |
| Allowance for loan losses | 2,861,000 | 2,866,000 | 2,918,000 | 2,978,000 |
| Securities available for sale | 59,010,000 | 58,830,000 | 58,248,000 | 59,419,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,049,000 | 241,594,000 | 250,482,000 | 240,967,000 |
| Interest-bearing deposits | 154,837,000 | 147,580,000 | 148,032,000 | 149,052,000 |
| Noninterest-bearing deposits | 90,212,000 | 94,014,000 | 102,450,000 | 91,915,000 |
| Equity capital | 20,501,000 | 18,343,000 | 18,156,000 | 18,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,926,000 | 4,687,000 | 7,269,000 | 10,011,000 |
| Interest expense | 46,000 | 129,000 | 316,000 | 649,000 |
| Net interest income | 1,880,000 | 4,558,000 | 6,953,000 | 9,362,000 |
| Noninterest income | 246,000 | 678,000 | 1,004,000 | 1,300,000 |
| Noninterest expense | 1,361,000 | 3,057,000 | 4,619,000 | 6,031,000 |
| Provision for loan losses | 22,000 | 27,000 | 79,000 | 141,000 |
| Pretax income | 745,000 | 2,138,000 | 3,248,000 | 4,490,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 745,000 | 2,138,000 | 3,248,000 | 4,490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,256,000 | 23,249,000 | 23,759,000 | 24,301,000 |
| Total capital | 24,176,000 | 25,302,000 | 25,852,000 | 26,377,000 |
| Risk-weighted assets | 152,664,000 | 163,427,000 | 166,644,000 | 165,160,000 |