Call reports 2021
FIRST NATIONAL BANK OF BALLINGER, THE — 2021
What FIRST NATIONAL BANK OF BALLINGER, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 233,200,000 | 243,250,000 | 244,650,000 | 256,074,000 |
| Total loans | 138,169,000 | 135,424,000 | 136,419,000 | 133,035,000 |
| Allowance for loan losses | 2,697,000 | 2,832,000 | 2,834,000 | 2,837,000 |
| Securities available for sale | 32,702,000 | 50,103,000 | 51,598,000 | 55,361,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,119,000 | 219,596,000 | 220,475,000 | 232,734,000 |
| Interest-bearing deposits | 126,638,000 | 133,235,000 | 135,622,000 | 141,695,000 |
| Noninterest-bearing deposits | 83,481,000 | 86,361,000 | 84,853,000 | 91,039,000 |
| Equity capital | 21,220,000 | 21,813,000 | 22,455,000 | 22,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,007,000 | 4,435,000 | 6,622,000 | 8,761,000 |
| Interest expense | 55,000 | 101,000 | 142,000 | 181,000 |
| Net interest income | 1,952,000 | 4,334,000 | 6,480,000 | 8,580,000 |
| Noninterest income | 245,000 | 491,000 | 744,000 | 999,000 |
| Noninterest expense | 1,297,000 | 2,831,000 | 4,224,000 | 5,486,000 |
| Provision for loan losses | 47,000 | 183,000 | 186,000 | 188,000 |
| Pretax income | 841,000 | 1,812,000 | 2,815,000 | 3,906,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 841,000 | 1,812,000 | 2,815,000 | 3,906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,007,000 | 20,427,000 | 20,820,000 | 21,511,000 |
| Total capital | 21,765,000 | 22,211,000 | 22,605,000 | 23,375,000 |
| Risk-weighted assets | 139,648,000 | 141,617,000 | 141,781,000 | 148,153,000 |