Call reports 2020
FIRST NATIONAL BANK OF BALLINGER, THE — 2020
What FIRST NATIONAL BANK OF BALLINGER, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 190,489,000 | 215,645,000 | 209,313,000 | 218,619,000 |
| Total loans | 123,399,000 | 133,785,000 | 137,999,000 | 131,857,000 |
| Allowance for loan losses | 2,287,000 | 2,337,000 | 2,367,000 | 2,649,000 |
| Securities available for sale | 24,158,000 | 25,930,000 | 29,417,000 | 27,555,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,182,000 | 192,956,000 | 186,214,000 | 195,791,000 |
| Interest-bearing deposits | 118,265,000 | 124,932,000 | 118,194,000 | 124,190,000 |
| Noninterest-bearing deposits | 50,917,000 | 68,024,000 | 68,020,000 | 71,601,000 |
| Equity capital | 20,591,000 | 21,242,000 | 21,525,000 | 21,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,126,000 | 4,024,000 | 5,959,000 | 8,160,000 |
| Interest expense | 274,000 | 444,000 | 559,000 | 641,000 |
| Net interest income | 1,852,000 | 3,580,000 | 5,400,000 | 7,519,000 |
| Noninterest income | 226,000 | 439,000 | 664,000 | 900,000 |
| Noninterest expense | 1,247,000 | 2,525,000 | 3,840,000 | 5,093,000 |
| Provision for loan losses | 149,000 | 195,000 | 227,000 | 508,000 |
| Pretax income | 670,000 | 1,283,000 | 1,981,000 | 2,820,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 670,000 | 1,283,000 | 1,981,000 | 2,820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,916,000 | 19,304,000 | 19,551,000 | 19,715,000 |
| Total capital | 20,502,000 | 20,959,000 | 21,198,000 | 21,487,000 |
| Risk-weighted assets | 126,198,000 | 131,756,000 | 131,022,000 | 140,912,000 |