Call reports 2019
FIRST NATIONAL BANK OF BALLINGER, THE — 2019
What FIRST NATIONAL BANK OF BALLINGER, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 176,881,000 | 184,063,000 | 182,579,000 | 188,589,000 |
| Total loans | 121,768,000 | 124,830,000 | 128,856,000 | 126,859,000 |
| Allowance for loan losses | 2,031,000 | 2,062,000 | 2,104,000 | 2,141,000 |
| Securities available for sale | 23,537,000 | 24,922,000 | 23,994,000 | 26,139,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,831,000 | 164,092,000 | 161,975,000 | 167,387,000 |
| Interest-bearing deposits | 110,062,000 | 113,597,000 | 104,829,000 | 112,355,000 |
| Noninterest-bearing deposits | 47,769,000 | 50,495,000 | 57,146,000 | 55,032,000 |
| Equity capital | 18,309,000 | 19,070,000 | 19,488,000 | 19,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,009,000 | 4,089,000 | 6,221,000 | 8,372,000 |
| Interest expense | 308,000 | 610,000 | 890,000 | 1,160,000 |
| Net interest income | 1,701,000 | 3,479,000 | 5,331,000 | 7,212,000 |
| Noninterest income | 208,000 | 392,000 | 621,000 | 875,000 |
| Noninterest expense | 1,223,000 | 2,482,000 | 3,721,000 | 4,871,000 |
| Provision for loan losses | 36,000 | 68,000 | 110,000 | 171,000 |
| Pretax income | 657,000 | 1,325,000 | 2,125,000 | 3,040,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 657,000 | 1,325,000 | 2,125,000 | 3,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,512,000 | 17,880,000 | 18,220,000 | 18,695,000 |
| Total capital | 19,092,000 | 19,509,000 | 19,817,000 | 20,419,000 |
| Risk-weighted assets | 125,947,000 | 129,949,000 | 127,184,000 | 137,418,000 |