Call reports 2018
FIRST NATIONAL BANK OF BALLINGER, THE — 2018
What FIRST NATIONAL BANK OF BALLINGER, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 167,831,000 | 173,394,000 | 170,181,000 | 180,194,000 |
| Total loans | 118,554,000 | 118,112,000 | 119,037,000 | 121,127,000 |
| Allowance for loan losses | 1,886,000 | 1,918,000 | 1,971,000 | 1,999,000 |
| Securities available for sale | 22,418,000 | 22,149,000 | 22,072,000 | 23,264,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,425,000 | 155,610,000 | 152,049,000 | 161,964,000 |
| Interest-bearing deposits | 101,621,000 | 104,011,000 | 105,632,000 | 110,954,000 |
| Noninterest-bearing deposits | 48,804,000 | 51,599,000 | 46,417,000 | 51,010,000 |
| Equity capital | 16,464,000 | 16,832,000 | 17,207,000 | 17,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,826,000 | 3,707,000 | 5,700,000 | 7,691,000 |
| Interest expense | 146,000 | 322,000 | 541,000 | 811,000 |
| Net interest income | 1,680,000 | 3,385,000 | 5,159,000 | 6,880,000 |
| Noninterest income | 193,000 | 397,000 | 609,000 | 814,000 |
| Noninterest expense | 1,198,000 | 2,399,000 | 3,591,000 | 4,765,000 |
| Provision for loan losses | 51,000 | 82,000 | 134,000 | 165,000 |
| Pretax income | 624,000 | 1,300,000 | 2,042,000 | 2,763,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 624,000 | 1,300,000 | 2,042,000 | 2,763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,053,000 | 16,479,000 | 16,920,000 | 17,141,000 |
| Total capital | 17,557,000 | 18,000,000 | 18,446,000 | 18,717,000 |
| Risk-weighted assets | 119,966,000 | 121,290,000 | 121,633,000 | 125,636,000 |