Call reports 2017
FIRST NATIONAL BANK OF BALLINGER, THE — 2017
What FIRST NATIONAL BANK OF BALLINGER, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 151,588,000 | 154,128,000 | 155,164,000 | 161,328,000 |
| Total loans | 99,934,000 | 102,413,000 | 103,039,000 | 105,308,000 |
| Allowance for loan losses | 1,777,000 | 1,783,000 | 1,812,000 | 1,836,000 |
| Securities available for sale | 25,938,000 | 25,187,000 | 23,534,000 | 22,829,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,523,000 | 137,483,000 | 138,109,000 | 144,226,000 |
| Interest-bearing deposits | 92,577,000 | 93,102,000 | 94,172,000 | 99,112,000 |
| Noninterest-bearing deposits | 42,946,000 | 44,381,000 | 43,937,000 | 45,114,000 |
| Equity capital | 15,678,000 | 16,087,000 | 16,378,000 | 16,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,476,000 | 3,011,000 | 4,636,000 | 6,312,000 |
| Interest expense | 79,000 | 173,000 | 280,000 | 394,000 |
| Net interest income | 1,397,000 | 2,838,000 | 4,356,000 | 5,918,000 |
| Noninterest income | 170,000 | 369,000 | 563,000 | 753,000 |
| Noninterest expense | 1,142,000 | 2,346,000 | 3,527,000 | 4,693,000 |
| Provision for loan losses | 36,000 | 68,000 | 101,000 | 131,000 |
| Pretax income | 389,000 | 791,000 | 1,295,000 | 1,851,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 389,000 | 791,000 | 1,295,000 | 1,851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,966,000 | 15,116,000 | 15,372,000 | 15,678,000 |
| Total capital | 16,230,000 | 16,413,000 | 16,673,000 | 17,018,000 |
| Risk-weighted assets | 100,629,000 | 103,196,000 | 103,562,000 | 106,737,000 |