Call reports 2016
FIRST NATIONAL BANK OF BALLINGER, THE — 2016
What FIRST NATIONAL BANK OF BALLINGER, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 149,924,000 | 150,248,000 | 145,184,000 | 148,320,000 |
| Total loans | 92,750,000 | 93,099,000 | 98,770,000 | 97,406,000 |
| Allowance for loan losses | 1,656,000 | 1,697,000 | 1,734,000 | 1,752,000 |
| Securities available for sale | 25,279,000 | 20,918,000 | 20,327,000 | 23,146,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,096,000 | 133,932,000 | 128,563,000 | 132,383,000 |
| Interest-bearing deposits | 91,378,000 | 93,402,000 | 88,654,000 | 92,427,000 |
| Noninterest-bearing deposits | 42,718,000 | 40,530,000 | 39,909,000 | 39,956,000 |
| Equity capital | 15,445,000 | 15,797,000 | 15,998,000 | 15,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,470,000 | 2,938,000 | 4,383,000 | 5,852,000 |
| Interest expense | 72,000 | 138,000 | 201,000 | 268,000 |
| Net interest income | 1,398,000 | 2,800,000 | 4,182,000 | 5,584,000 |
| Noninterest income | 167,000 | 401,000 | 615,000 | 824,000 |
| Noninterest expense | 1,139,000 | 2,286,000 | 3,412,000 | 4,530,000 |
| Provision for loan losses | 42,000 | 83,000 | 125,000 | 144,000 |
| Pretax income | 383,000 | 831,000 | 1,259,000 | 1,733,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 383,000 | 831,000 | 1,259,000 | 1,733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,193,000 | 14,441,000 | 14,620,000 | 14,827,000 |
| Total capital | 15,415,000 | 15,689,000 | 15,851,000 | 16,054,000 |
| Risk-weighted assets | 97,302,000 | 99,372,000 | 98,132,000 | 97,662,000 |