Call reports 2015
FIRST NATIONAL BANK OF BALLINGER, THE — 2015
What FIRST NATIONAL BANK OF BALLINGER, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 147,339,000 | 154,003,000 | 150,470,000 | 154,133,000 |
| Total loans | 92,162,000 | 95,900,000 | 96,045,000 | 97,042,000 |
| Allowance for loan losses | 1,460,000 | 1,506,000 | 1,563,000 | 1,624,000 |
| Securities available for sale | 26,805,000 | 24,698,000 | 25,387,000 | 26,762,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,674,000 | 139,029,000 | 134,980,000 | 138,748,000 |
| Interest-bearing deposits | 93,168,000 | 97,545,000 | 92,264,000 | 96,360,000 |
| Noninterest-bearing deposits | 39,506,000 | 41,484,000 | 42,716,000 | 42,388,000 |
| Equity capital | 14,331,000 | 14,521,000 | 14,894,000 | 15,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,353,000 | 2,868,000 | 4,290,000 | 5,771,000 |
| Interest expense | 65,000 | 126,000 | 186,000 | 251,000 |
| Net interest income | 1,288,000 | 2,742,000 | 4,104,000 | 5,520,000 |
| Noninterest income | 206,000 | 453,000 | 729,000 | 1,012,000 |
| Noninterest expense | 1,122,000 | 2,295,000 | 3,469,000 | 4,590,000 |
| Provision for loan losses | 15,000 | 62,000 | 109,000 | 170,000 |
| Pretax income | 357,000 | 837,000 | 1,254,000 | 1,771,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 357,000 | 837,000 | 1,254,000 | 1,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,364,000 | 13,643,000 | 13,811,000 | 14,060,000 |
| Total capital | 14,516,000 | 14,864,000 | 15,058,000 | 15,327,000 |
| Risk-weighted assets | 91,981,000 | 97,397,000 | 99,441,000 | 101,027,000 |