Call reports 2014
FIRST NATIONAL BANK OF BALLINGER, THE — 2014
What FIRST NATIONAL BANK OF BALLINGER, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 139,652,000 | 141,814,000 | 141,130,000 | 145,753,000 |
| Total loans | 77,571,000 | 76,689,000 | 81,589,000 | 83,076,000 |
| Allowance for loan losses | 1,386,000 | 1,405,000 | 1,437,000 | 1,461,000 |
| Securities available for sale | 26,554,000 | 26,963,000 | 26,886,000 | 27,655,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,955,000 | 128,266,000 | 127,340,000 | 131,195,000 |
| Interest-bearing deposits | 91,431,000 | 91,590,000 | 91,792,000 | 92,963,000 |
| Noninterest-bearing deposits | 35,524,000 | 36,676,000 | 35,548,000 | 38,232,000 |
| Equity capital | 12,391,000 | 13,137,000 | 13,303,000 | 14,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,201,000 | 2,482,000 | 3,831,000 | 5,167,000 |
| Interest expense | 63,000 | 124,000 | 185,000 | 246,000 |
| Net interest income | 1,138,000 | 2,358,000 | 3,646,000 | 4,921,000 |
| Noninterest income | 227,000 | 457,000 | 772,000 | 1,012,000 |
| Noninterest expense | 1,043,000 | 2,157,000 | 3,300,000 | 4,384,000 |
| Provision for loan losses | 21,000 | 43,000 | 75,000 | 101,000 |
| Pretax income | 299,000 | 613,000 | 1,053,000 | 1,476,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 299,000 | 613,000 | 1,053,000 | 1,476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,453,000 | 12,768,000 | 13,018,000 | 13,256,000 |
| Total capital | 13,522,000 | 13,818,000 | 14,092,000 | 14,345,000 |
| Risk-weighted assets | 85,176,000 | 83,651,000 | 85,584,000 | 86,778,000 |