Call reports 2025
UNIVEST BANK AND TRUST CO. — 2025
What UNIVEST BANK AND TRUST CO. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 7,951,759,000 | 7,914,826,000 | 8,544,889,000 | 8,404,657,000 |
| Total loans | 6,846,187,000 | 6,818,959,000 | 6,791,812,000 | 6,930,092,000 |
| Allowance for loan losses | 87,790,000 | 86,989,000 | 86,527,000 | 88,165,000 |
| Securities available for sale | 364,503,000 | 366,421,000 | 368,393,000 | 366,251,000 |
| Securities held to maturity | 130,889,000 | 128,455,000 | 126,040,000 | 123,024,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,786,553,000 | 6,720,067,000 | 7,330,695,000 | 7,199,956,000 |
| Interest-bearing deposits | 5,224,503,000 | 5,121,471,000 | 5,827,578,000 | 5,655,339,000 |
| Noninterest-bearing deposits | 1,562,050,000 | 1,598,596,000 | 1,503,117,000 | 1,544,617,000 |
| Equity capital | 903,588,000 | 914,013,000 | 930,634,000 | 907,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 103,416,000 | 209,122,000 | 318,770,000 | 430,368,000 |
| Interest expense | 44,354,000 | 88,238,000 | 134,002,000 | 180,819,000 |
| Net interest income | 59,062,000 | 120,884,000 | 184,768,000 | 249,549,000 |
| Noninterest income | 23,148,000 | 45,199,000 | 67,639,000 | 90,232,000 |
| Noninterest expense | 49,373,000 | 98,198,000 | 148,314,000 | 198,733,000 |
| Provision for loan losses | 2,385,000 | 9,391,000 | 9,409,000 | 12,192,000 |
| Pretax income | 30,526,000 | 59,880,000 | 95,571,000 | 129,381,000 |
| Income tax | 6,025,000 | 11,964,000 | 19,117,000 | 26,114,000 |
| Net income | 24,501,000 | 47,916,000 | 76,454,000 | 103,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 763,485,000 | 771,100,000 | 784,554,000 | 757,978,000 |
| Total capital | 850,851,000 | 857,916,000 | 871,152,000 | 846,416,000 |
| Risk-weighted assets | 6,984,865,000 | 6,941,703,000 | 6,924,053,000 | 7,071,055,000 |