Call reports 2022
UNIVEST BANK AND TRUST CO. — 2022
What UNIVEST BANK AND TRUST CO. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 7,092,496,000 | 6,685,961,000 | 6,892,885,000 | 7,207,694,000 |
| Total loans | 5,415,307,000 | 5,670,129,000 | 5,858,346,000 | 6,128,267,000 |
| Allowance for loan losses | 68,286,000 | 72,011,000 | 74,929,000 | 79,004,000 |
| Securities available for sale | 349,994,000 | 351,382,000 | 347,479,000 | 350,256,000 |
| Securities held to maturity | 166,339,000 | 159,808,000 | 159,170,000 | 154,727,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,138,823,000 | 5,652,471,000 | 5,869,922,000 | 6,043,449,000 |
| Interest-bearing deposits | 5,689,129,000 | 3,500,510,000 | 3,818,554,000 | 3,866,263,000 |
| Noninterest-bearing deposits | 449,694,000 | 2,151,961,000 | 2,051,368,000 | 2,177,186,000 |
| Equity capital | 768,796,000 | 764,349,000 | 758,474,000 | 786,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 51,189,000 | 107,898,000 | 174,766,000 | 252,157,000 |
| Interest expense | 3,210,000 | 7,129,000 | 14,428,000 | 28,098,000 |
| Net interest income | 47,979,000 | 100,769,000 | 160,338,000 | 224,059,000 |
| Noninterest income | 20,410,000 | 39,579,000 | 58,109,000 | 78,924,000 |
| Noninterest expense | 45,062,000 | 91,513,000 | 137,733,000 | 186,140,000 |
| Provision for loan losses | -3,562,000 | 1,878,000 | 5,992,000 | 10,975,000 |
| Pretax income | 26,807,000 | 45,641,000 | 73,962,000 | 104,675,000 |
| Income tax | 5,393,000 | 9,064,000 | 14,819,000 | 21,073,000 |
| Net income | 21,414,000 | 36,577,000 | 59,143,000 | 83,602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 624,622,000 | 631,572,000 | 648,359,000 | 673,256,000 |
| Total capital | 680,330,000 | 691,826,000 | 711,371,000 | 740,936,000 |
| Risk-weighted assets | 5,804,466,000 | 6,068,371,000 | 6,252,031,000 | 6,529,624,000 |