Call reports 2021
UNIVEST BANK AND TRUST CO. — 2021
What UNIVEST BANK AND TRUST CO. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 6,398,199,000 | 6,336,946,000 | 6,957,924,000 | 7,100,677,000 |
| Total loans | 5,437,642,000 | 5,354,635,000 | 5,281,138,000 | 5,331,617,000 |
| Allowance for loan losses | 71,497,000 | 71,355,000 | 70,146,000 | 71,924,000 |
| Securities available for sale | 238,829,000 | 274,862,000 | 277,773,000 | 317,007,000 |
| Securities held to maturity | 135,153,000 | 119,692,000 | 112,643,000 | 176,983,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,466,890,000 | 5,410,202,000 | 6,030,353,000 | 6,154,732,000 |
| Interest-bearing deposits | 5,170,268,000 | 5,083,503,000 | 5,715,345,000 | 5,803,660,000 |
| Noninterest-bearing deposits | 296,622,000 | 326,699,000 | 315,008,000 | 351,072,000 |
| Equity capital | 734,252,000 | 742,193,000 | 753,478,000 | 761,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 51,449,000 | 103,880,000 | 157,442,000 | 209,697,000 |
| Interest expense | 3,751,000 | 7,233,000 | 10,789,000 | 14,199,000 |
| Net interest income | 47,698,000 | 96,647,000 | 146,653,000 | 195,498,000 |
| Noninterest income | 23,043,000 | 43,168,000 | 63,647,000 | 82,778,000 |
| Noninterest expense | 37,992,000 | 78,629,000 | 121,163,000 | 163,619,000 |
| Provision for loan losses | -11,259,000 | -11,158,000 | -12,442,000 | -10,907,000 |
| Pretax income | 44,097,000 | 72,647,000 | 100,801,000 | 124,934,000 |
| Income tax | 9,120,000 | 14,623,000 | 20,334,000 | 25,197,000 |
| Net income | 34,977,000 | 58,024,000 | 80,467,000 | 99,737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 580,797,000 | 588,944,000 | 601,497,000 | 606,033,000 |
| Total capital | 634,728,000 | 642,897,000 | 654,784,000 | 660,436,000 |
| Risk-weighted assets | 5,298,241,000 | 5,476,563,000 | 5,571,038,000 | 5,689,730,000 |