Call reports 2020
UNIVEST BANK AND TRUST CO. — 2020
What UNIVEST BANK AND TRUST CO. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 5,444,000,000 | 6,104,769,000 | 6,360,612,000 | 6,318,888,000 |
| Total loans | 4,460,242,000 | 4,982,891,000 | 5,226,321,000 | 5,343,880,000 |
| Allowance for loan losses | 68,216,000 | 86,217,000 | 91,870,000 | 83,044,000 |
| Securities available for sale | 198,886,000 | 194,201,000 | 189,227,000 | 218,640,000 |
| Securities held to maturity | 222,389,000 | 201,703,000 | 176,817,000 | 151,257,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,484,487,000 | 4,942,274,000 | 5,376,747,000 | 5,397,136,000 |
| Interest-bearing deposits | 4,287,187,000 | 4,715,268,000 | 5,135,750,000 | 5,113,368,000 |
| Noninterest-bearing deposits | 197,300,000 | 227,006,000 | 240,997,000 | 283,768,000 |
| Equity capital | 664,859,000 | 673,316,000 | 692,630,000 | 719,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 52,011,000 | 101,982,000 | 152,585,000 | 203,912,000 |
| Interest expense | 8,277,000 | 13,531,000 | 18,400,000 | 22,823,000 |
| Net interest income | 43,734,000 | 88,451,000 | 134,185,000 | 181,089,000 |
| Noninterest income | 17,931,000 | 35,863,000 | 57,612,000 | 77,535,000 |
| Noninterest expense | 38,620,000 | 73,822,000 | 111,941,000 | 153,992,000 |
| Provision for loan losses | 20,452,000 | 42,029,000 | 47,647,000 | 39,439,000 |
| Pretax income | 1,897,000 | 5,672,000 | 31,158,000 | 64,709,000 |
| Income tax | -126,000 | -132,000 | 4,803,000 | 11,537,000 |
| Net income | 2,023,000 | 5,804,000 | 26,355,000 | 53,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 515,238,000 | 524,913,000 | 545,037,000 | 569,821,000 |
| Total capital | 568,205,000 | 585,816,000 | 608,871,000 | 632,183,000 |
| Risk-weighted assets | 4,786,820,000 | 4,866,719,000 | 5,101,001,000 | 5,217,694,000 |