Call reports 2019
UNIVEST BANK AND TRUST CO. — 2019
What UNIVEST BANK AND TRUST CO. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 5,015,286,000 | 5,134,013,000 | 5,332,979,000 | 5,361,387,000 |
| Total loans | 4,068,800,000 | 4,169,402,000 | 4,254,826,000 | 4,392,340,000 |
| Allowance for loan losses | 31,602,000 | 32,600,000 | 33,662,000 | 35,331,000 |
| Securities available for sale | 315,648,000 | 293,022,000 | 262,143,000 | 246,924,000 |
| Securities held to maturity | 148,470,000 | 172,946,000 | 183,845,000 | 192,052,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,081,381,000 | 4,199,269,000 | 4,417,268,000 | 4,442,748,000 |
| Interest-bearing deposits | 3,878,338,000 | 4,022,827,000 | 4,247,361,000 | 4,240,271,000 |
| Noninterest-bearing deposits | 203,043,000 | 176,442,000 | 169,907,000 | 202,477,000 |
| Equity capital | 650,390,000 | 664,140,000 | 675,083,000 | 685,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 52,357,000 | 106,409,000 | 160,700,000 | 214,061,000 |
| Interest expense | 9,580,000 | 19,744,000 | 30,139,000 | 39,818,000 |
| Net interest income | 42,777,000 | 86,665,000 | 130,561,000 | 174,243,000 |
| Noninterest income | 16,043,000 | 32,349,000 | 48,896,000 | 64,958,000 |
| Noninterest expense | 35,126,000 | 70,501,000 | 106,624,000 | 144,552,000 |
| Provision for loan losses | 2,685,000 | 4,761,000 | 6,291,000 | 8,518,000 |
| Pretax income | 21,010,000 | 43,760,000 | 66,583,000 | 86,185,000 |
| Income tax | 3,627,000 | 7,766,000 | 11,948,000 | 15,694,000 |
| Net income | 17,383,000 | 35,994,000 | 54,635,000 | 70,491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 484,901,000 | 495,788,000 | 507,349,000 | 516,087,000 |
| Total capital | 517,223,000 | 529,106,000 | 541,735,000 | 552,142,000 |
| Risk-weighted assets | 4,454,119,000 | 4,541,116,000 | 4,632,162,000 | 4,734,049,000 |