Call reports 2018
UNIVEST BANK AND TRUST CO. — 2018
What UNIVEST BANK AND TRUST CO. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 4,584,922,000 | 4,722,723,000 | 4,778,435,000 | 4,964,938,000 |
| Total loans | 3,690,575,000 | 3,820,176,000 | 3,866,275,000 | 4,008,328,000 |
| Allowance for loan losses | 23,410,000 | 25,652,000 | 27,371,000 | 29,364,000 |
| Securities available for sale | 365,613,000 | 347,804,000 | 336,933,000 | 328,507,000 |
| Securities held to maturity | 84,393,000 | 96,457,000 | 108,142,000 | 142,634,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,574,593,000 | 3,698,012,000 | 3,896,485,000 | 3,964,829,000 |
| Interest-bearing deposits | 3,391,931,000 | 3,507,634,000 | 3,733,741,000 | 3,772,501,000 |
| Noninterest-bearing deposits | 182,662,000 | 190,378,000 | 162,744,000 | 192,328,000 |
| Equity capital | 613,914,000 | 611,955,000 | 624,857,000 | 638,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 43,527,000 | 89,980,000 | 139,226,000 | 190,457,000 |
| Interest expense | 5,002,000 | 11,211,000 | 18,781,000 | 27,383,000 |
| Net interest income | 38,525,000 | 78,769,000 | 120,445,000 | 163,074,000 |
| Noninterest income | 15,606,000 | 30,834,000 | 45,545,000 | 60,430,000 |
| Noninterest expense | 35,749,000 | 69,787,000 | 103,443,000 | 136,951,000 |
| Provision for loan losses | 2,053,000 | 17,462,000 | 20,207,000 | 20,310,000 |
| Pretax income | 16,339,000 | 22,364,000 | 42,350,000 | 66,253,000 |
| Income tax | 2,999,000 | 3,597,000 | 7,417,000 | 11,750,000 |
| Net income | 13,340,000 | 18,767,000 | 34,933,000 | 54,503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 449,408,000 | 449,554,000 | 463,749,000 | 476,639,000 |
| Total capital | 473,523,000 | 475,914,000 | 491,854,000 | 506,728,000 |
| Risk-weighted assets | 4,083,071,000 | 4,189,218,000 | 4,245,157,000 | 4,390,255,000 |