Call reports 2017
UNIVEST BANK AND TRUST CO. — 2017
What UNIVEST BANK AND TRUST CO. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 4,243,196,000 | 4,424,410,000 | 4,387,962,000 | 4,528,746,000 |
| Total loans | 3,343,026,000 | 3,512,429,000 | 3,489,392,000 | 3,621,709,000 |
| Allowance for loan losses | 19,528,000 | 20,910,000 | 20,543,000 | 21,555,000 |
| Securities available for sale | 430,671,000 | 424,612,000 | 397,280,000 | 397,441,000 |
| Securities held to maturity | 33,027,000 | 43,717,000 | 45,542,000 | 55,564,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,369,632,000 | 3,352,323,000 | 3,522,103,000 | 3,628,560,000 |
| Interest-bearing deposits | 3,173,373,000 | 3,174,502,000 | 3,345,539,000 | 3,447,334,000 |
| Noninterest-bearing deposits | 196,259,000 | 177,821,000 | 176,564,000 | 181,226,000 |
| Equity capital | 590,922,000 | 600,560,000 | 606,335,000 | 612,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 38,393,000 | 78,416,000 | 120,581,000 | 162,991,000 |
| Interest expense | 2,853,000 | 6,321,000 | 10,352,000 | 14,802,000 |
| Net interest income | 35,540,000 | 72,095,000 | 110,229,000 | 148,189,000 |
| Noninterest income | 14,835,000 | 30,748,000 | 44,783,000 | 58,816,000 |
| Noninterest expense | 32,302,000 | 63,268,000 | 95,965,000 | 128,649,000 |
| Provision for loan losses | 2,445,000 | 5,211,000 | 7,900,000 | 9,892,000 |
| Pretax income | 15,639,000 | 34,397,000 | 51,186,000 | 68,509,000 |
| Income tax | 4,545,000 | 9,756,000 | 14,660,000 | 18,705,000 |
| Net income | 11,094,000 | 24,641,000 | 36,526,000 | 49,804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 420,151,000 | 428,965,000 | 434,618,000 | 442,613,000 |
| Total capital | 440,359,000 | 450,545,000 | 455,837,000 | 464,851,000 |
| Risk-weighted assets | 3,740,945,000 | 3,916,220,000 | 3,869,765,000 | 4,001,494,000 |