Call reports 2016
UNIVEST BANK AND TRUST CO. — 2016
What UNIVEST BANK AND TRUST CO. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,801,610,000 | 2,983,665,000 | 4,107,066,000 | 4,197,406,000 |
| Total loans | 2,187,074,000 | 2,349,694,000 | 3,194,205,000 | 3,291,776,000 |
| Allowance for loan losses | 16,452,000 | 17,153,000 | 16,899,000 | 17,499,000 |
| Securities available for sale | 291,671,000 | 253,331,000 | 459,559,000 | 442,722,000 |
| Securities held to maturity | 36,932,000 | 32,885,000 | 23,844,000 | 24,881,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,354,678,000 | 2,380,574,000 | 3,189,701,000 | 3,259,461,000 |
| Interest-bearing deposits | 2,212,102,000 | 2,214,929,000 | 3,005,169,000 | 3,081,659,000 |
| Noninterest-bearing deposits | 142,576,000 | 165,645,000 | 184,532,000 | 177,802,000 |
| Equity capital | 395,621,000 | 396,026,000 | 584,122,000 | 587,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 25,726,000 | 51,832,000 | 88,530,000 | 126,575,000 |
| Interest expense | 1,536,000 | 3,026,000 | 5,601,000 | 8,224,000 |
| Net interest income | 24,190,000 | 48,806,000 | 82,929,000 | 118,351,000 |
| Noninterest income | 13,795,000 | 27,328,000 | 41,399,000 | 55,266,000 |
| Noninterest expense | 26,361,000 | 53,948,000 | 100,143,000 | 134,589,000 |
| Provision for loan losses | 326,000 | 1,156,000 | 2,571,000 | 4,821,000 |
| Pretax income | 11,342,000 | 21,464,000 | 22,077,000 | 34,701,000 |
| Income tax | 3,118,000 | 5,722,000 | 4,821,000 | 7,715,000 |
| Net income | 8,224,000 | 15,742,000 | 17,256,000 | 26,986,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 283,549,000 | 283,257,000 | 409,282,000 | 418,266,000 |
| Total capital | 300,650,000 | 301,063,000 | 426,885,000 | 436,435,000 |
| Risk-weighted assets | 2,478,990,000 | 2,628,344,000 | 3,616,253,000 | 3,683,493,000 |