Call reports 2015
UNIVEST BANK AND TRUST CO. — 2015
What UNIVEST BANK AND TRUST CO. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,734,687,000 | 2,758,276,000 | 2,829,898,000 | 2,856,131,000 |
| Total loans | 2,049,319,000 | 2,116,688,000 | 2,106,958,000 | 2,183,693,000 |
| Allowance for loan losses | 20,934,000 | 19,602,000 | 18,620,000 | 17,628,000 |
| Securities available for sale | 329,106,000 | 330,376,000 | 332,516,000 | 328,963,000 |
| Securities held to maturity | 50,227,000 | 43,135,000 | 41,058,000 | 40,990,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,273,292,000 | 2,275,330,000 | 2,382,867,000 | 2,410,855,000 |
| Interest-bearing deposits | 2,082,832,000 | 2,135,822,000 | 2,248,659,000 | 2,256,090,000 |
| Noninterest-bearing deposits | 190,460,000 | 139,508,000 | 134,208,000 | 154,765,000 |
| Equity capital | 392,851,000 | 393,909,000 | 397,272,000 | 392,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 24,903,000 | 50,515,000 | 76,212,000 | 101,953,000 |
| Interest expense | 1,428,000 | 2,886,000 | 4,439,000 | 6,043,000 |
| Net interest income | 23,475,000 | 47,629,000 | 71,773,000 | 95,910,000 |
| Noninterest income | 13,155,000 | 26,226,000 | 38,808,000 | 51,220,000 |
| Noninterest expense | 27,630,000 | 53,123,000 | 78,717,000 | 104,161,000 |
| Provision for loan losses | 1,074,000 | 2,215,000 | 2,885,000 | 3,802,000 |
| Pretax income | 7,926,000 | 18,699,000 | 29,363,000 | 40,147,000 |
| Income tax | 1,974,000 | 4,913,000 | 7,733,000 | 10,486,000 |
| Net income | 5,952,000 | 13,786,000 | 21,630,000 | 29,661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 278,660,000 | 282,236,000 | 285,502,000 | 282,245,000 |
| Total capital | 300,196,000 | 302,502,000 | 304,762,000 | 300,527,000 |
| Risk-weighted assets | 2,340,089,000 | 2,390,776,000 | 2,397,687,000 | 2,485,206,000 |