Call reports 2014
UNIVEST BANK AND TRUST CO. — 2014
What UNIVEST BANK AND TRUST CO. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,182,341,000 | 2,177,568,000 | 2,202,601,000 | 2,211,610,000 |
| Total loans | 1,562,302,000 | 1,596,805,000 | 1,599,892,000 | 1,629,927,000 |
| Allowance for loan losses | 24,567,000 | 24,094,000 | 21,762,000 | 20,662,000 |
| Securities available for sale | 313,528,000 | 300,548,000 | 303,045,000 | 312,946,000 |
| Securities held to maturity | 65,796,000 | 56,604,000 | 56,476,000 | 54,347,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,840,885,000 | 1,833,589,000 | 1,861,575,000 | 1,863,170,000 |
| Interest-bearing deposits | 1,694,998,000 | 1,708,909,000 | 1,733,096,000 | 1,715,473,000 |
| Noninterest-bearing deposits | 145,887,000 | 124,680,000 | 128,479,000 | 147,697,000 |
| Equity capital | 274,984,000 | 278,133,000 | 280,815,000 | 283,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 19,005,000 | 37,804,000 | 57,092,000 | 76,159,000 |
| Interest expense | 1,000,000 | 1,980,000 | 2,959,000 | 3,998,000 |
| Net interest income | 18,005,000 | 35,824,000 | 54,133,000 | 72,161,000 |
| Noninterest income | 11,897,000 | 23,229,000 | 35,675,000 | 47,490,000 |
| Noninterest expense | 21,487,000 | 43,629,000 | 65,991,000 | 88,411,000 |
| Provision for loan losses | 1,475,000 | 2,726,000 | 2,959,000 | 3,607,000 |
| Pretax income | 7,082,000 | 12,949,000 | 21,109,000 | 27,962,000 |
| Income tax | 1,744,000 | 3,007,000 | 5,081,000 | 6,568,000 |
| Net income | 5,338,000 | 9,942,000 | 16,028,000 | 21,394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 207,076,000 | 209,073,000 | 207,853,000 | 210,816,000 |
| Total capital | 230,133,000 | 232,381,000 | 230,200,000 | 232,080,000 |
| Risk-weighted assets | 1,842,429,000 | 1,863,243,000 | 1,858,293,000 | 1,909,953,000 |