Call reports 2008
UNIVEST BANK AND TRUST CO. — 2008
What UNIVEST BANK AND TRUST CO. reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 2,041,748,000 | 1,994,789,000 | 2,029,275,000 | 2,054,241,000 |
| Total loans | 1,357,887,000 | 1,398,269,000 | 1,441,899,000 | 1,450,436,000 |
| Allowance for loan losses | 12,997,000 | 13,713,000 | 14,954,000 | 13,118,000 |
| Securities available for sale | 429,279,000 | 415,461,000 | 400,764,000 | 422,117,000 |
| Securities held to maturity | 31,105,000 | 1,631,000 | 2,642,000 | 1,368,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,624,845,000 | 1,511,854,000 | 1,516,672,000 | 1,530,608,000 |
| Interest-bearing deposits | 1,523,889,000 | 1,412,909,000 | 1,427,921,000 | 1,440,336,000 |
| Noninterest-bearing deposits | 100,956,000 | 98,945,000 | 88,751,000 | 90,272,000 |
| Equity capital | 205,102,000 | 204,871,000 | 203,534,000 | 208,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 28,041,000 | 55,011,000 | 81,704,000 | 108,179,000 |
| Interest expense | 11,682,000 | 21,673,000 | 31,453,000 | 40,606,000 |
| Net interest income | 16,359,000 | 33,338,000 | 50,251,000 | 67,573,000 |
| Noninterest income | 7,726,000 | 15,881,000 | 22,174,000 | 27,847,000 |
| Noninterest expense | 13,569,000 | 28,312,000 | 42,477,000 | 57,199,000 |
| Provision for loan losses | 999,000 | 3,296,000 | 6,342,000 | 8,769,000 |
| Pretax income | 9,517,000 | 17,611,000 | 23,606,000 | 29,653,000 |
| Income tax | 2,429,000 | 3,956,000 | 5,307,000 | 6,647,000 |
| Net income | 7,088,000 | 13,655,000 | 18,299,000 | 23,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 169,259,000 | 172,827,000 | 174,164,000 | 165,267,000 |
| Total capital | 182,406,000 | 186,690,000 | 189,268,000 | 178,535,000 |
| Risk-weighted assets | 1,579,624,000 | 1,563,969,000 | 1,618,635,000 | 1,631,466,000 |
Machine access — free, no API key
Every figure shown here about UNIVEST BANK AND TRUST CO. — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.