Call reports 2024
TWIN VALLEY BANK, THE — 2024
What TWIN VALLEY BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 125,541,000 | 128,715,000 | 134,233,000 | 132,898,000 |
| Total loans | 79,917,000 | 83,282,000 | 83,745,000 | 85,373,000 |
| Allowance for loan losses | 713,000 | 720,000 | 735,000 | 746,000 |
| Securities available for sale | 33,368,000 | 32,706,000 | 32,564,000 | 31,080,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,065,000 | 120,879,000 | 125,184,000 | 124,303,000 |
| Interest-bearing deposits | 98,747,000 | 101,579,000 | 105,527,000 | 105,883,000 |
| Noninterest-bearing deposits | 19,318,000 | 19,300,000 | 19,657,000 | 18,420,000 |
| Equity capital | 7,025,000 | 7,229,000 | 8,384,000 | 7,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,424,000 | 2,959,000 | 4,546,000 | 6,191,000 |
| Interest expense | 370,000 | 767,000 | 1,193,000 | 1,527,000 |
| Net interest income | 1,054,000 | 2,192,000 | 3,353,000 | 4,664,000 |
| Noninterest income | 89,000 | 178,000 | 270,000 | 357,000 |
| Noninterest expense | 890,000 | 1,782,000 | 2,669,000 | 3,615,000 |
| Provision for loan losses | 11,000 | 18,000 | 33,000 | 52,000 |
| Pretax income | 239,000 | 567,000 | 920,000 | 1,353,000 |
| Income tax | 33,000 | 85,000 | 141,000 | 220,000 |
| Net income | 206,000 | 482,000 | 779,000 | 1,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,754,000 | 10,908,000 | 11,204,000 | 11,424,000 |
| Total capital | 11,467,000 | 11,628,000 | 11,939,000 | 12,170,000 |
| Risk-weighted assets | 83,519,000 | 86,235,000 | 88,061,000 | 89,836,000 |